Account Officer

Rykom Finance Corp.

Дин54.6-72.8K[Monthly]
On-site - Pasig1-3 Yrs ExpBachelorFull-time
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Job Description

Benefits

  • Allowances

    Medical Reimbursement

  • Employee Recognition and Rewards

    Annual Appraisal, Employee of the Month Award, Employee Recognition Program

  • Government Mandated Benefits

    13th Month Pay, Employee Loan, Pag-Ibig Fund, Paid Holidays, Philhealth, SSS/GSIS

  • Insurance Health & Wellness

    HMO

  • Time Off & Leave

    Bereavement Leave, Maternity & Paternity Leave, Sick Leave, Solo Parent Leave, Vacation Leave

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Description

  • Acquire and develop new business clients requiring commercial and business loans.
  • Evaluate and process loan applications, assess creditworthiness, and prepare credit analysis reports.
  • Conduct financial analysis, risk assessment, and ensure compliance with internal and external lending policies.
  • Structure loan proposals and recommend appropriate financing solutions to meet client needs.
  • Monitor and manage the performance of existing loan accounts, ensuring timely repayments and addressing delinquent accounts.
  • Provide excellent customer service and maintain strong client relationships to foster repeat business and referrals.
  • Collaborate with internal teams, such as Credit, and Collections, to ensure efficient loan processing and documentation.
  • Stay updated on market trends, industry developments, and competitor activities to identify business opportunities.

Requirements

  • Bachelor's Degree in Business Administration, Finance, Banking or related field.
  • Minimum of 2 years of experience in commercial or business loan processing, account management, or a similar role.
  • Strong understanding of financial statements, credit analysis, and lending procedures.
  • Excellent negotiation, communication, and relationship-building skills.
  • Goal-oriented, proactive, and capable of working independently.
  • Knowledge of regulatory requirements related to loans and financial services is an advantage.
NegotiationSales ManagementCreative Problem SolvingCompetitor AnalysisTeamworkCustomer Relationship ManagementInterpersonal SkillsPresentationAttention to DetailCommunication Skills
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Reziel Jusi

HR OfficerRykom Finance Corp.

Work Location

Citystate Centre. H3F7+87G, Shaw Blvd, Pasig, Metro Manila, Philippines

Posted on 17 February 2025

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